Lukfook Group (00590.HK) Announces Interim Results for the Six Months Ended 30 September 2020 Revenue and Profit Attributable to Equity Holders Amounted to HK$3.3 billion and HK$291 Million Respectively Declared Interim and Special Dividends of HK$0.225 and HK$0.275 per share Respectively

Financial Highlights ‧    Revenue reached HK$3.3 billion, representing a decrease of 47.0% as compared with the same period last year ‧    SSSG market was -30.1% ‧    Gross profit decreased by 41.2% to HK$1.1 billion, with overall gross margin increased by 3.3 p.p. to 33.2% under high gold price rise ‧    Operating profit decreased by 41.4% to HK$387 million ‧    Profit attributable to equity holders decreased by 41.3% to HK$291 million ‧    Basic earnings per share were HK$0.50, decreased by 41.2% ‧    Proposed interim and special dividends of HK$0.225 and HK$0.275 per share, respectively, a total of 100.8% dividend payout ratio ‧    Net addition of 60 shops during the period with a total of 2,180 shops globally at period end For the six months ended 30 September 2020 2019 Y-o-Y HK$’000 HK$’000 Changes Revenue 3,343,776 6,305,284 -47.0% Gross Profit 1,109,704 1,886,243 -41.2% Profit Attributable to Equity Holders 291,191 496,303 -41.3% Basic Earnings per Share HK$0.500 HK$0.85 -41.2% Interim Dividend per Share HK$0.225 HK$0.50 -55.0% Special Dividend per Share HK$0.275 - N/A (26 November 2020) ──The board of directors (the “Board”) of Luk Fook Holdings (International) Limited (the “Company”) (Stock Code: 00590.HK) is pleased to announce the interim results of the Company and its subsidiaries (collectively referred to as the “Group”) for the six months ended 30 September 2020 (the “Period under review”). During the Period under review, with the continuing impact of COVID-19 pandemic and high gold price, the Group recorded a substantial revenue drop of 47.0% to HK$3,343,776,000 (2019: HK$6,305,284,000). Nevertheless, the overall gross margin increased by 3.3 p.p. to 33.2% (2019: 29.9%) because of gold price rise. Gross profit therefore decreased by 41.2% only to HK$1,109,704,000 (2019: HK$1,886,243,000) and operating profit decreased by 41.4% to HK$387,120,000 (2019: HK$660,471,000). Operating margin was 11.6% (2019: 10.5%), while net margin was 8.8% (2019: 7.9%). Profit attributable to equity holders decreased by 41.3% to HK$291,191,000 (2019: HK$496,303,000) and basic earnings per share decreased by 41.2% to HK$0.50 (2019: HK$0.85). The Board has resolved to declare an interim dividend of HK$0.225 per ordinary share and a special dividend of HK$0.275 per ordinary share for the Period under review, totalling HK$0.50 per ordinary share (2019: HK$0.50 per share) and a dividend payout ratio of 100.8% (2019: 59.1%). Mr. Wong Wai Sheung, Chairman and Chief Executive Officer of the Group said, “As the border restrictions have not been fully lifted in Hong Kong, Macau and Mainland under the ongoing pandemic, same store sales in the Hong Kong and Macau market still fell notably yet at a slower pace. Same store sales for self-operated and licensed shops in the Mainland market recorded a much smaller decline due to more effective control of the pandemic in Mainland and gradual improvement of consumer sentiment. The retail sentiment in the market gradually recovered.” Due to the impact of COVID-19 pandemic, during the Period under review, the Group’s retail business revenue substantially decreased by 61.5% year-on-year to HK$1,727,458,000 (2019: HK$4,487,359,000), accounting for 51.7% (2019: 71.2%) of total revenue. Its segment loss was HK$22,200,000 (2019: profit of HK$356,816,000), accounting for -5.3% (2019: 42.8%) of the total, and its segment profit margin was -1.3% (2019: 8.0%). Despite the increase in the number of licensed shops, as the retail sentiment has not yet recovered, the Group’s wholesale business revenue fell by 12.2% over the corresponding period last year to HK$1,208,734,000 (2019: HK$1,376,414,000), accounting for 36.1% (2019: 21.8%) of the Group’s total revenue. Its segment profit therefore decreased by 10.6% to HK$147,475,000 (2019: HK$164,986,000), accounting for 35.5% (2019: 19.7%) of the total. Its segment profit margin was 12.2% (2019: 12.0%). During the Period under review, licensing income decreased by 7.7% to HK$407,584,000 (2019: HK$441,511,000), accounting for 12.2% (2019: 7.0%) of the Group’s total revenue. Its segment profit margin was 71.2% (2019: 70.8%), while its segment profit decreased by 7.1% to HK$290,271,000 (2019: HK$312,594,000), accounting for 69.8% (2019: 37.5%) of the total. During the Period under review, the overall SSSG of the Group was -63.9% (2019: -23.8%). SSSG for gold and platinum products was -57.1% (2019: -32.3%) and that for fixed price jewellery products was -71.8% (2019: -10.5%). During the Period under review, the Group added a net total of 60 shops worldwide, out of which 44 were “Lukfook” shops including a net reduction of 2 self-operated shops in Hong Kong, a net addition of 1 self-operated shop in Macau and 45 shops in Mainland (including a net addition of 76 licensed shops and a net reduction of 31 self-operated shops). Apart from that, during the Period under review, the Group has also net added 20 “Goldstyle” shops (including net additions of 15 licensed shops and 5 self-operated shops), net reduced 1 Dear Q” shop and 3 “3D GOLD” shops in Mainland. As at 30 September 2020, the Group had a global network of 2,180 shops (2019: 1,970 shops), including 2,106 “Lukfook” shops (2019: 1,957 shops), with business spanning across Hong Kong, Macau, Mainland, Singapore, Malaysia, Cambodia, the Philippines, the United States, Canada and Australia, and operated a total of 72 “Goldstyle” shops (2019: 6 shops) and 2 “Dear Q” self-operated shops (2019: 3 shops) in Mainland. Mr. Wong Wai Sheung, Chairman and Chief Executive Officer of the Group concluded, “As it would take some time for the Mainland tourists to come back to Hong Kong and for the retail atmosphere to resume normal, the Group will net reduce 2 shops in Hong Kong, and seek opportunities to net add 2 shops in Macau in the current financial year. Besides, the Group will keep on freezing salary and maintaining natural turnover measures for the upcoming year and continue to negotiate with shop landlords seeking for rental concessions so as to reduce costs. In view of the anticipated considerable growth of the middle-class population in Mainland, the Group remains optimistic about the mid- to long-term business prospects, and will focus its expansion in the Mainland market. The target for net addition of “Lukfook” shops in Mainland for this financial year will be adjusted upward to around 250 shops, mainly focused on opening licensed shops in fourth- and fifth-tier cities, while the target for net addition of new brands’ stores in Mainland is 50 shops, which will also be mainly licensed shops. The Group is also committed to further developing its e-commerce business and strengthening cooperation with various e-commerce platforms in Mainland, aiming to sustain the growth in e-commerce revenue at a target of 15% growth in this financial year. The Group looks forward to regaining business growth in the near future.” ~End~ Same store sales growth (“SSSG”) represented a comparison of sales of the same self-operated shop having full day operations in the comparable periods and such data did not include sales of licensed shops and Mainland’s e-commerce business. Hong Kong SAR: Hereafter refers to as “Hong Kong” Macau SAR: Hereafter refers to as “Macau” Mainland China: Hereafter refers to as “Mainland”

Lukfook Group Honoured for the Third Consecutive Year at JNA Awards Ms. Nancy Wong, Deputy Chief Executive Officer Named “Young Entrepreneur of the Year”

(5 November 2020) – Luk Fook Holdings (International) Limited (“Lukfook” / the “Group”) (Stock Code: 00590) is pleased to announce that Ms. Nancy Wong, Executive Director and Deputy Chief Executive Officer of the Group, stood out from other honourees and won “Young Entrepreneur of the Year” in JNA Awards 2020, in recognition of her contributions in a wide array of arenas. Meanwhile, the Group is also named Honouree for “Outstanding Enterprise of the Year - APAC”, underscoring its exceptional accomplishments in the jewellery industry. Mr. Wong Wai Sheung, Chairman and Chief Executive of the Group said, “We are very proud to receive the accolades at JNA Awards for three successive years, which has affirmed our efforts and leading position in the jewellery industry. Besides, we would also like to express our gratitude to the organiser and panel of judges for recognising Ms. Nancy Wong’s superb insights and exceptional management capabilities. Going forward, the Group will continue to provide our customers with quality products and services to enhance our business, stay innovative and keep strengthening our competitiveness for Lukfook to reach its goal of becoming a globally recognised and desired brand.” Organised by Informa Markets Jewellery, the “JNA Awards” aims to recognise enterprises and individuals that demonstrate outstanding performance, innovative thinking, the best industry practices as well as excellence in leadership in order to promote sustainable development in the jewellery industry. Trophy and Certificate: Ms. Nancy Wong, Executive Director and Deputy Chief Executive Officer of the Group, won the “Young Entrepreneur of the Year” at JNA Awards 2020 Lukfook received the Honouree’s Trophy and Certificate of Honour for “Outstanding Enterprise of the Year - APAC”   ~End~

Lukfook Group Received Recognition in “BOCHK Corporate Environmental Leadership Awards” under “Services” and “Manufacturing” Sector

(3 Nov 2020) — Luk Fook Holdings (International) Limited (“Lukfook” / the “Group”) (Stock Code: 00590) is pleased to announce that it has been accredited with its first “EcoPartner” in “Services” sector at the “BOCHK Corporate Environmental Leadership Awards 2019” which were jointly organised by Federation of Hong Kong Industries (“FHKI”) and Bank of China (Hong Kong) (“BOCHK”). Also, the Group’s subsidiaries Luk Fook Jewellery (Guangzhou) Company Limited and Lee Fook Diamond Jewellery (Guangzhou) Company Limited have been awarded the “EcoPartner” and “5 Years+ EcoPioneer Companies” in “Manufacturing” sector for five consecutive years, in recognition of the Group’s accomplishment in practising and promoting environmental protection in different aspects. Mr. Wong Wai Sheung, Chairman and Chief Executive Officer of the Group said, “I am proud that Lukfook Group is being recognised for the fifth year in succession in which our dedication in environmental protection and sustainability development is proven successful. The Group attaches great importance to environmental protection and has been dedicated to reducing wastes in various areas including manufacturing, administration and retail segments. We’ll continue to optimize our current environmental measures and foster the concept of sustainable development, strengthen energy conservation and waste reduction in our daily operations, to make a greater contribution to a healthy environment.” Launched in 2015, the “BOCHK Corporate Environmental Leadership Awards” was co-organised by FHKI and BOCHK, aiming to encourage enterprises operating in Hong Kong and the Pan Pearl River Delta region to adopt environmental practices to fulfil corporate social responsibility and reduce environmental pollution. Event Photo: Mr. Tse Moon Chuen, Deputy Chairman Deputy General Manager of Lukfook Group received the honour on behalf of the Group ~End~